Financial inclusion
Baseline58%
Target85%
Ghana is accelerating financial inclusion to expand access, deepen digital adoption, and unlock new economic opportunities.
Ghana Fintech Awards 2027
PoweringtheFutureofPaymentsinGhana
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About UsCelebrating
Celebrating
Excellence
The Ghana Fintech Awards is organized by Arkel Limited in partnership with Ghana Fintech and Payments Association and KPMG Ghana, supported by key ecosystem players and regulatory partners. Since its inception in 2021, the awards have become a national benchmark for excellence, spotlighting innovation, inclusion, and resilience in the digital finance space.
What is the Award About?
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Annual Recognition
The Awards identify and celebrate the stakeholders, institutions, and innovators driving financial technology forward in Ghana.
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Financial Inclusion
They spotlight the role of fintech and banking in expanding access, simplifying transactions, and creating more inclusive economic growth.
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Competitive Advantage
The event promotes Ghana's fintech competitiveness while supporting the growth of a resilient, future-ready digital finance ecosystem.
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Industry Expansion
As the awards evolve, they continue to broaden recognition across emerging technologies and digital-first business models.
Mission
The Ghana FinTech Awards aims to recognize, celebrate, and reward fintech companies, banking institutions, and individuals advancing innovation in Ghana's financial technology industry.
Vision
Building a Resilient and Inclusive FinTech EcosystemThe Ghana FinTech Awards vision is to promote a resilient, competitive, and inclusive financial technology ecosystem across Ghana.
ABOUT THE ORGANIZERS
The peoplebehind the awards
The Ghana Fintech Awards is organized by Arkel Limited in partnership with Ghana Fintech and Payments Association and KPMG Ghana, supported by key ecosystem players and regulatory partners. Since its inception in 2021, the awards have become a national benchmark for excellence, spotlighting innovation, inclusion, and resilience in the digital finance space.
SupportersMeet Our
Meet Our
5th Edition Supporters.
The partners helping us celebrate innovation, leadership, and excellence across Ghana's fintech ecosystem.
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SponsorsMeet Our
Meet Our
5th Edition Sponsors.
The organizations investing in Ghana's fintech future and helping make the awards possible.
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Media PartnersMeet Our
Meet Our
5th Edition Media Partners.
The voices and platforms helping the Ghana FinTech Awards reach the wider ecosystem.
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Award History
Awards list
INDIVIDUAL
Young Fintech Leader of the Year
Recognizes an individual under 35 who has consistently contributed to the advancement of the fintech sector.
Fintech CTO/CIO of the Year
Acknowledges outstanding technology leaders who have driven innovation, built strong teams, and enabled financial inclusion.
Fintech Personality of the Year – Male
Recognizes a male who has established or significantly contributed to fintech companies, products, policies, and financial inclusion.
Fintech Personality of the Year – Female
Recognizes a female who has established or significantly contributed to fintech companies, products, policies, and financial inclusion.
FINTECH
Fintech & Bank Partnership of the Year
Recognizes collaborations between fintechs and banks delivering seamless, innovative financial services.
Fintech & Non-Bank Partnership of the Year
Celebrates impactful collaborations between fintechs and non-bank institutions (NGOs, accelerators, community organizations, TELCOS).
IT/Tech Firm of the Year
Honors IT/tech firms delivering high-quality infrastructure and services that support fintech ecosystems.
Emerging Technology of the Year
Awarded to companies applying AI, ML, IoT, Blockchain, DeFi, DAO, or Web3 to financial services.
Leading Fintech Solutions Provider
Recognizes fintechs providing impactful, diverse solutions that break barriers to financial access.
Fintech Platform of the Year
Honors apps and platforms enabling seamless, inclusive financial services across all connectivity levels.
UI/UX Fintech Company of the Year
Recognizes companies delivering outstanding design, usability, and accessibility in fintech solutions.
Cybersecurity Company of the Year
Acknowledges companies safeguarding digital financial transactions and reducing fraud-related risks.
Female-Led Fintech Company of the Year
Honors fintech companies founded or led by women making significant industry impact.
Fintech for Financial Inclusion Firm of the Year
Celebrates fintechs enabling last-mile solutions and inclusive financial products (e.g., credit, microfinance, microinsurance).
Remittance Company of the Year
Celebrates remittance providers offering secure, fast, and affordable money transfers globally.
Fintech Company of the Year
The flagship award recognizes the most impactful fintech company advancing inclusion and innovation.
BANKING
Innovative Banking Product of the Year – SME/Corporate
Awarded to banks introducing innovative products tailored to SME/corporate or retail customers.
Innovative Banking Product of the Year – Retail
Awarded to banks introducing innovative products tailored to SME/corporate or retail customers.
Mobile Banking App of the Year
Recognizes banks with impactful mobile applications.
Digital Financial Institution of the Year
Honors banks delivering fully digital-first customer experiences.
Best Commercial Bank with Digital Innovation
Recognizes a commercial bank that demonstrates exceptional leadership in digital transformation, innovation, and customer-centric technology adoption.
HONORARY
Inclusive Company of the Year
Lifetime Achievement Award
Award Category
Winner
Young Fintech Leader of the Year
Philip Twum (Fido)
Fintech CTO/CIO of the Year
Patrick George Quantson (GCB Bank)
Fintech Personality of the Year (Male)
Kwame Oppong (World Economic Forum DeFi Council)
Fintech Personality of the Year (Female)
Gillian Darko (Yellow Card)
Fintech & Bank Partnership of the Year
EasySave (Fido & Access Bank PLC)
Fintech & Non-Bank Partnership of the Year
FidoBiz Entrepreneur Loans (Fido and Bolt)
IT/Tech Firm of the Year
Payaza Africa
Emerging Technology of the Year
Grow For Me Micro Aggregator
Leading Fintech Solutions Provider
MobileMoney LTD
Fintech Platform of the Year
Give Platform (Payaza Africa)
UI/UX Fintech Company of the Year
Affinity
Cybersecurity Company of the Year
Innovare Limited
Female-Led Fintech Company of the Year
EMTECH
Fintech for Financial Inclusion Firm of the Year
Fido
Remittance Company of the Year
PayAngel
Banking Innovative Product of the Year (SME/Corporate)
First Atlantic Bank Corporate Internet Banking
Banking Innovative Product of the Year (Retail)
EasySave (Access Bank & Fido)
Mobile Banking App of the Year
GCB Bank Mobile App
Best Commercial Bank with Digital Innovation
GCB Bank Plc
Agritech of the Year
GrowForMe
Edutech of the Year
eCampus
Digital Financial Institution of the Year
Affinity
Fintech Company of the Year
Fido
Award Category
Winner
Fintech & Bank Partnership of the Year
Mobile Money Limited; First Atlantic Bank & Tarya
Fintech & Non Bank Partnership of the Year
Brij, MoMo Limited & G-Money
Fintech CTO/CIO of the Year
Franklin Johnson Gbedzi – FAB
Young Fintech Leader of the Year
Ebenezer Ghanney – WeWire
Fintech for Financial Inclusion
Affinity
Compliant Fintech Company of the Year
Global Accelerex Ghana
Fintech Start up of the Year
Ladder Technology Systems GH Ltd
Fintech Company of the Year
Etranzact
Fintech Personality of the Year (Male)
Edem Q. Dzorkpata – CalBank
Fintech Personality of the Year (Female)
Beatrice Bota – Brij
Leading Payments Technologies Service Provider
Etranzact
Fintech Innovation of the Year
Lady by Ladder Technology
Fintech Platform of the Year
BrijX by Brij Fintech Ghana Limited
Long Standing Fintech Company of the Year
IT Consortium
Cybersecurity Company of the Year
Innovare
Banking Innovative Product of the Year (SME/Corporate)
Corporate Internet Banking by FAB
Mobile Banking App of the Year
FAB Mobile App
Digital Bank of the Year
First Atlantic Bank
ESG Bank of the Year
CalBank
Micro Finance-Fintech Partnership of the Year
Built & Fido
Crowd Funding Company of the Year
Grow For Me
Fintech Law Firm of the Year
Sustineri Attorneys PRUC
Mobile Micro Insurance Innovator of the Year
BlueSPACE & Paystack
Healthtech of the Year
DrugNet
Lifetime Achievement for Digital Technology Innovation (Honorary)
Herman Kojo Chinery-Hesse
Award Category
Winner
Mobile Banking App of the Year
CalBank App
Digital Bank of the Year
First Atlantic Bank
ESG Bank of the Year
CalBank
Banking Innovative Product of the Year (Retail)
Stanbic Bank
Banking Innovative Product of the Year (SME/Corporate)
First Atlantic Bank
Fintech & Bank Partnership of the Year
Jumo, Ecobank & MTN
Fintech & Non-Bank Partnership of the Year
Broadspectrum Digital Payments & Nedco App
Agritech Company of the Year
Agrospectrum Limited
Healthcare Company of the Year
DrugNet
Edutech Company of the Year
AyaHQ
IT/Tech Firm of the Year
Broadspectrum Limited
Fintech Personality of the Year (Male)
Razak Awudulai (Broadspectrum Group)
Fintech Personality of the Year (Female)
Mary Boateng-Coleman (Brassica Pay)
Leading Payments Technologies Service Provider
eTranzact Ghana Ltd
Emerging Technology of the Year
WeWire Africa
Leading Fintech Solutions Provider
appsNmobile Solutions Limited
Fintech Platform of the Year
Jumo Ghana
Fintech Innovation of the Year
Motito Limited
Lifetime Achievement for Financial Inclusion (Honorary Award)
Archie Hesse, C.E.O – GhIPSS
UI/UX Fintech Company of the Year
MobileMoney Limited
Regtech of the Year
Orass (Bank of Ghana)
Fintech CTO/CIO of the Year
Lovestone E. Mamattah (Broadspectrum Group)
Fintech Start-up of the Year
Broadspectrum Digital Payment
Young Fintech Leader of the Year
Jeremy Quainoo (Jumo)
Cybersecurity Company of the Year
Innovare Africa
Fintech for Financial Inclusion Firm of the Year
Jumo Ghana
Insurtech/Pentech Company of the Year
Hubtel Insurance Insurerity Digital
Fintech Discovery of the Year
Broadspectrum Digital Payment
Blockchain Company of the Year
Paybox
E-Commerce Solution of the Year
Credstore Africa
Compliant Fintech Company of the Year
Broadspectrum Digital Payment
Regulator of the Year
Bank of Ghana
Female-Led Fintech Company of the Year
Mary Boateng-Coleman (Brassica Pay)
Fintech Company of the Year
Broadspectrum Digital Payment
Award Category
Winner
Fintech & Bank Partnership of the Year
Etranzact Ghana
Fintech & Non-Bank Partnership
ShaQexpress
Agritech Company of the Year
Farmerline
Healthcare Company of the Year
Mpharma
Edutech Company of the Year
Aya
IT/Tech Firm of the Year
Hubtel
Fintech Personality of the Year (Male)
Nelson Korshie Da Seglah
Fintech Personality of the Year (Female)
Elsie Bram (Hubtel)
Leading Payments Technologies Service Provider
Hubtel
Emerging Technology of the Year
Binance
Leading Fintech Solutions Provider
Etranzact Ghana, Halges Financial Technologies (Korba)
Fintech Platform of the Year
Hubtel
Fintech Innovation of the Year
Etranzact Ghana
Lifetime Achievement for Financial Inclusion (Honorary Award)
Elly Ohene-Adu
UI/UX Fintech Company of the Year
Hubtel
Regtech of the Year
Bank of Ghana
Fintech CTO/CIO of the Year
Bill Yeboah Kyeremeh
Fintech Start-up of the Year
Achieve App
Young Fintech Leader of the Year
Gloria Niiquaye
Cybersecurity Company of the Year
E-Crime Bureau
Fintech for Financial Inclusion Firm of the Year
MTN MoMo
Award Category
Winner
Fintech & Bank Partnership Of The Year
Ghana Interbank Payment & Settlement Systems
Fintech & Non-Bank Partnership
Kudigo Inc
Agritech Of The Year
Kwidex
Healthtech Of The Year
Mpharma
Edutech Of The Year
Blossom Academy
Insurtech Of The Year 2021
Insurerity Digital
IT/Tech Firm Of The Year
Clydestone Ghana Ltd.
Fintech Personality Of The Year (Male)
Andrew Takyi-Appiah
Fintech Personality Of The Year (Female)
Dede Afriyie Quarshie
Leading Payments Technologies Service Provider
BPC Banking Technologies
Leading Fintech Solutions Provider
Panamax Inc.
Start-Up Fintech Of The Year
Paybox
Fintech Company Of The Year
Zeepay Ghana Limited
Brief insight into fintech in Ghana
Ghana’s
Ghana’s
digital finance momentum.
Ghana's digital finance landscape is experiencing remarkable momentum, driven by rapid mobile money adoption, a maturing regulatory environment, and a wave of innovative startups reshaping how people save, borrow, and transact.
Read more about the ecosystem
From agent banking networks reaching underserved communities to API-driven platforms enabling seamless payments, the country continues to position itself as a leading fintech hub in West Africa.
This growth is underpinned by strong collaboration among regulators, financial institutions, and technology providers, creating an ecosystem where financial inclusion and innovation go hand in hand.
BoG licensed fintechs
1
Licensed companies
Key strategies and policies
- Payment Systems and Services Act, 2019 (Act 987)
- National Financial Inclusion and Development Strategy (NFIDS)
- Digital Financial Services (DFS) Policy
- Cash-Lite Roadmap
License categories
6 typesPFTSPPSP EnhancedDedicated Electronic Money IssuerPSP MediumPSP StandardVASP
Regulators
Oversight- Bank of Ghana (BoG)
- Securities and Exchange Commission (SEC)
- Financial Intelligence Centre (FIC)
- Data Protection Commission (DPC)
- Cyber Security Authority (CSA)
Projects
Our projects
Check out our projects
Women in Fintech
What is it about
Women in Fintech launched at the Ghana Fintech Awards 2023 as a groundbreaking initiative aimed at empowering women and driving gender equality in Ghana’s fintech sector.
Debate
FinTech Debate Session
The debate held at the Ghana Fintech Awards 2023, themed ‘Balancing Innovation and Compliance in Creating a Digital Economy,’ showcased a compelling exchange of ideas between two teams.
Top Fintech Voices
Ghana’s FinTech Trailblazers
The debut issue of the Top Fintech Voices Magazine at the Ghana Fintech Awards 2023 showcased a curated selection of pioneers, trailblazers, and visionaries shaping the Ghanaian fintech landscape.
Cyber Heist
Play Exposing Digital Scams
In response to the growing threat of cybercrime in Ghana, the Ghana Fintech and Payments Association, in collaboration with the Cyber Bells Foundation, FinTech Management Solutions, and Village Minds Production, presents Cyber Heist — a theatrical production that is as entertaining as it is enlightening.
Time with BOG
BoG FinTech Dialogue
The dialogue brought together key voices to explore how innovation and compliance can work together to build a stronger, more resilient digital economy in Ghana.
VideosPast event
Past event
videos.
Relive the conversations, celebrations, and moments that continue to shape Ghana’s fintech ecosystem.
GalleryCheck out our
Check out our
Gallery 5th Edition.
Celebrating moments in innovation, leadership, and excellence in Ghana’s fintech ecosystem.
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Testimonials
What the industry is saying
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It was a pleasure and an honour for Paystack to participate in the Ghana Fintech Awards. Not only is it a great opportunity for FinTechs to showcase the work that they do to a broader audience, it also gives industry players a space to connect, collaborate and innovate. All this goes to strengthen the financial ecosystem in Ghana. We look forward to participating in the next edition.
Felix Darko
Country Manager, Paystack
100%Industry visibility
Featured companies
Sponsor
Partner with the Ghana FinTech Awards
Partner with the Ghana FinTech Awards and put your brand at the center of Ghana's fastest-growing industry. The Awards celebrate the innovators, institutions, and leaders driving digital payments, lending, and financial inclusion across the country. As a sponsor, you gain visibility before a high-value audience of regulators, banks, fintechs, investors, and industry decision-makers, while showing your commitment to the growth of Ghana's financial ecosystem. Choose a sponsorship tier that fits your goals and join us in recognizing excellence.
Tickets & tables
Take your place at the awards.
Choose individual admission or reserve a table for your guests.
Table seating
Full Premium Table (8)
GH₵28,000
Single admission
Premium Single Ticket
GH₵4,200
Table seating
Full VIP Table (8)
GH₵22,400
Single admission
VIP Single Ticket
GH₵3,150
Table seating
Full Regular Table (8)
GH₵14,000
Single admission
Regular Single Ticket
GH₵2,100
FAQ